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TakadaoTA

Takadao

TAKA|Takadao|Credit
AUM
$2.1M
Yield
4.50%
Redemption
T+0
Chains:
PolygonPOL
Updated 3w agoWebsiteDocs
Overview

A Web3-native Takaful (cooperative insurance) and Halal savings protocol. Users pool capital into Shariah-compliant smart contracts to earn ethical yields and provide community-backed insurance without relying on traditional banks.

Legal Wrapper
DAO / Cooperative Protocol
Jurisdiction
Global / MENA Origin
Token Standard
ERC-20
Custodian
Smart Contract (Non-Custodial)
Auditor
Shariah Advisory Board
Eligibility
Global Web3 Users
AUM History
90 Day Trend
No historical data available

Token Supply by Chain

PolygonPOL
polygon2.1M
Proof of Reserves
Stale (>14 days)

Last attestation was more than 14 days ago. Verify current reserves before investing.

DateAttestorAssetsLink
Jun 29, 2026Shariah Advisory Board$2.1MView
Jun 22, 2026Shariah Advisory Board$2.06MView
Jun 15, 2026Shariah Advisory Board$2MView
Risk Analysis

Legal Enforceability

Users act as cooperative members rather than traditional shareholders, meaning claims rely on smart contract execution of the DAO's rules.

Source:Takaful Architecture

Custody

Self-custodial via Web3 wallets. Risk lies in smart contract vulnerabilities rather than traditional bank custody.

Source:Web3 Mechanics

Redemption

High liquidity. Members can generally withdraw from savings pools at any time via the dApp interface.

Source:Protocol Rules

Transparency

Full transparency. Community votes, treasury balances, and Shariah Board decisions are public.

Source:On-Chain Analytics

Technical

Exposed to the standard risks of public EVM smart contracts, mitigated by ongoing technical audits.

Source:Blockchain Risk
Redemption & Liquidity

Primary Redemption

SettlementT+0
Minimum$1
KYC RequiredNo

Secondary Markets

VenueTakadao DApp
Slippage ($100K)0.00%
Slippage ($1M)0.00%
Yield Breakdown
Gross Yield5.20%
Management Fee-1.00%
Real Yield4.50%

Does not include gas fees or potential slippage on redemption.